Brandon Stein Law: Add Thousands to your Slip and Fall Case

By: Brandon Stein

If you or someone you know was injured in a slip and fall, contact our South Florida lawyers today.

As a Fort Lauderdale injury lawyer, slip and fall accidents are one of the few types of cases that a person can recover thousands of dollars without having to prove liability.  I have been a lawyer for and helped many injured clients that trip and fall at stores, homes, and even on public property.  One would hope that when this type of accident occurs, the business or homeowner carries liability insurance to cover the injury.

In North Miami Beach, when a person is injured from a trip and fall, the vehicle that the lawyer uses to recover compensation for the accident is the liability insurance policy of the store, business owner, or homeowner.  In virtually every insurance policy, a certain amount is identified as the maximum amount a person injured from a slip and fall may recover under the policy.  This is typically the first number a Florida personal injury lawyer looks at upon receipt of the insurance disclosure.  However, there is another area of the insurance policy that must be considered.

Being an Aventura personal injury lawyer that sues stores for slip and falls, it is essential to consider a medical expense provision in the insurance policy.  While every insurance policy may not include this “med-pay” provision, those that do, leave open the possibility of adding thousands of dollars to your settlement.

In order to recover a settlement in a trip and fall case against a business or homeowner, Florida injury lawyers must show that liability exists on the part of the insured.  This is always a challenge because the majority of personal injury cases that come through a Florida attorney’s office are far from slam-dunks on liability.  The beauty of the “med-pay” provision is that funds are tendered to the injured person irrespective of liability.

In essence, so long as “med-pay” is demanded within the required time period specified in the insurance policy, the funds must be disbursed to the client — this is contractual.  So, once this is demanded and the insurance company has copies of all outstanding medical bills incurred as a result of the personal injury, the insurance company is contractually required to disburse the funds immediately.

The downside is that not every insurance policy contains a medical expense provision. However, those that do typically have a limit of $5,000 or $10,000.  And for a North Miami slip and fall lawyer, nothing is better than litigating a case that involves an insurance policy containing this medical expense provision.  This adds thousands to your settlement without having to prove liability.

Brandon Stein Law: The First Thing to do When Injured in a Car Accident or Slip and Fall

Brandon Stein

By: Brandon Stein

If you or someone you know was injured in a car accident or slip and fall, contact our Fort Lauderdale personal injury lawyers today.

Being a North Miami personal injury lawyer that helps those injured from car accidents and slip and falls, I am constantly asked by clients: what is the first step in my case?  While some South Florida personal injury lawyers proceed and advise clients based upon what is best for the case, that is not my philosophy.  Without fail, every single client hears the same line from me at the beginning of their case. Ultimately, the most important thing with their personal injury lawsuit is that they receive medical treatment and feel better.  Everything else will fall into place after that.

In North Miami Beach, whether the injury was caused by a car accident or slip and fall, the first thing needed to be done even before going to see a lawyer is to treat with a doctor or hospital.  The biggest pitfall in a case is a gap in treatment.  Here in South Florida, I have litigated cases that are slam-dunks with respect to liability, but once damages are addressed, a significant length of time without treatment for the injury can be crippling for a slip and fall or car accident case.

Basically, a Florida car accident lawyer or slip and fall lawyer has two main jobs when representing an injured client: (1) Stay on top of the client and constantly keep the lines of communication open to ensure that the injuries claimed from the accident are being treated; and (2) Litigate the case as quickly and efficiently as possible so to keep the client happy and eventually achieve a successful outcome.

Nevertheless, when litigating a case, a Fort Lauderdale injury lawyer can always make up for lost time.  However, as far as client treatment is concerned, every single day that goes by that the client does not see a doctor is ammunition for the lawyer of the defendant to challenge the validity of the personal injury claim.

 

Brandon Stein Law: Why is carrying uninsured motorist coverage in Florida so important?

Brandon Stein

By: Brandon Stein

If you or someone you know was injured in a car accident, please contact our Florida personal injury lawyers today.

As a North Miami personal injury lawyer that helps those injured in car accidents, I cannot stress enough how important it is to carry uninsured motorist coverage.  In Florida, where public transportation is at a minimum and rarely used, just about everyone traveling on the roadways is driving in their own cars.  As a result, auto insurance is a necessity and all Florida drivers are required by law to carry it.  However, uninsured motorist coverage is an option for drivers — not a requirement.

When Floridians are considering which auto insurance package to purchase, the goal for the majority of consumers is to get the best deal possible and save the most money. Often times, this decision does not include uninsured motorist coverage.  In fact, before drivers agree upon a policy that does not include this uninsured motorist coverage, a formal waiver or rejection form must be signed by the driver acknowledging that he or she elects not to carry uninsured motorist coverage.  Rejecting this type of insurance coverage saves you money every month, but getting into a car accident with a driver that does not have auto insurance may be much more costly than those monthly uninsured motorist insurance premiums every month.

Being an Aventura personal injury lawyer that sues for car accidents, many clients that I help come into my office with catastrophic injuries.  While they often come equipped with the statutorily required automobile insurance, often times my clients have elected not to carry uninsured motorist coverage.  Unfortunately, when this is the case, my client that was injured from a car accident falls mercy to the other driver’s auto insurance policy. Ultimately, recovery for the car accident depends upon whether the other driver has adequate bodily injury coverage to compensate my client for his or her injuries.

Florida drivers that foolishly elect not to carry uninsured motorist coverage are essentially gambling with their health and well-being.  Ultimately, if you are driving in Florida without uninsured motorist coverage and are injured in a car accident, then your only chance of recovery is through the other driver’s auto insurance.

As a South Florida car accident lawyer that helps those injured, other than going after the other driver personally, the absence of a bodily injury policy essentially extinguishes any chance of substantial recovery.  While none of us ever plan on getting into a car accident, and unless you are planning on getting into a crash with Lebron James, then it serves any Florida driver best to carry uninsured motorist coverage.